If you struggle with overwhelming debt due to the volatile housing market, job loss, divorce, unexpected health issue, injury, or financial circumstance beyond your control, you are not alone. Thousands of people in the Tri Valley & San Joaquin area struggle with insurmountable credit card balances, student loans, or medical bills through no fault of their own. Through a Chapter 7 or Chapter 13 bankruptcy filing, you may be able to discharge or reorganize your debts, halt foreclosure and put a stop to creditor harassment.
Mistakes and other inaccurate information on your credit report sometimes aren't your fault. While you may not be responsible for some or all of the questionable items on your credit report, you are probably being held accountable for them. Stop being blamed for things that aren't your fault. Khan Law will help check your credit report, and make note of any misleading, inaccurate or outdated information.
Disputing Credit Report Errors
Khan Law can also guide you on how to repair your credit report after bankruptcy or financial disaster. In a credit repair dispute, you tell the credit reporting bureau in writing that an item on your credit report needs to be changed, removed, or updated. Whether or not considering bankruptcy as your solution, it is always important to have someone check your credit report for any errors and dispute those errors in the correct manner.
Debt Collection Defense
If you are dealing with a large amount of unpaid debt, there may come a point at which a creditor can legally sue you for the balance due. No debtor, however, is safe from the possibility of legal action being taken against them. Your creditor is more likely to pursue litigation if you have income or assets that can be taken. If a lawsuit is filed, you will need to fight the claims against you. After getting served with a debt collection lawsuit, your first defense should be to secure the legal assistance of an experienced debt relief lawyer.